Step 1: Cook the Turkey
Heat olive oil in a large pot or Dutch oven over medium heat.
Add the ground turkey and cook, breaking it up with a spoon, until browned (about 5 minutes).
Step 2: Sauté the Veggies
Add the onion, garlic, bell pepper, zucchini, and shredded carrot.
Cook for 3-4 minutes, stirring occasionally, until softened.
Step 3: Add Beans, Tomatoes, and Spices
Stir in the black beans, kidney beans, diced tomatoes, tomato sauce, and tomato paste.
Pour in the chicken broth and add the chili powder, cumin, smoked paprika, oregano, salt, pepper, and cayenne (if using).
Step 4: Simmer the Chili
Bring the chili to a gentle boil, then reduce heat to low.
Cover and let it simmer for 20 minutes, stirring occasionally.
Step 5: Serve & Garnish
Taste and adjust seasoning as needed.
Ladle into bowls and top with avocado, cilantro, cheese, or Greek yogurt if desired.